Creating a system for individuals without bank accounts or credit histories to save and access home loans required a user-friendly platform that promotes trust and manages collective savings and loan distribution Solution Inclusive digital savings platform Developed a platform integrating community group savings, leveraging blockchain for secure transactions and AI for personalized financial education. The user-friendly interface transforms informal savings into formal homeownership opportunities. Outcomes The platform empowers unbanked individuals to achieve homeownership, promotes financial stability, and community empowerment, providing a secure alternative to traditional banking systems.